How to Start Investing Your Money

How to Start Investing Your Money

How to Start Investing Your Money

We all know what stocks are and what a stock market is. The word “investing” can be both intimidating and confusing, but it is really a simple theory.

How to Start Investing Your Money

Photo by Karolina Grabowska from Pexels

When you have extra money (money you can afford to lose) you can do several things: spend it, save it or flip it. Flipping it is an uncouth way of saying investing. It is the end result. 

There are several ways to invest money. Retirement Plans, Stocks, CD, etc. We will begin by talking about stock investments.

Many people know the basics of investing stocks, but In a Forbes article published in 2020 it depicts that , Most Americans Don’t Have A Real Stake In The Stock Market .

How to start Investing Your Money with Armando Pantoja

This is Love and Lust’s first money episode. It’s all related… Money. Sex. Power so we are going to talk about it. I hope that all of Love and Lust’s Listeners listen to this episode as it is a free insight into investing.

What is FinTech?

FinTech stands for Financial Technology. “Financial technology is the technology and innovation that aims to compete with traditional financial methods in the delivery of financial services. It is an emerging industry that uses technology to improve activities in finance.” Source: Wikipedia

How much should you invest?

There is not a cookie cutter answer. It is based off your  income and profit/loss margin-  Listen to the Podcast For More Answers.  -and Investing in what you can lose.

Also in the Podcast:

Whats apps you can use to help you invest.

Residual Income.

Paying off credit cards vs. investing.

Is it smart to invest rent money or use rent money towards investments?

Making decisions based on finances.

Do you need a two-person household to live?

What is a financial Emergency Fund and what should it consist of. 

Ana Lefebvre and Armando Pantoja give advice on picking a college degree and their thought on college as a whole. Everyone that is considering college should listen to this.

If You Are Interested in More Financial Learning / FinTech and Stock Trading Click Here

About Ana Lefebvre

About Armando Pantoja

Click Here Listen To More Episodes of Love and Lust The Podcast
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HOW TO REMOVE DARK SPOTS CAUSED BY PIMPLES

HOW TO REMOVE DARK SPOTS CAUSED BY PIMPLES

Beauty

HOW TO REMOVE DARK SPOTS CAUSED BY PIMPLES

Here is an extensive list of different methods used to remove dark spots caused by acne

By Proven Skin Care
Updated 1.18.21
HOW TO REMOVE DARK SPOTS CAUSED BY PIMPLES
Image from Proven Skin Care

Living with acne can feel like riding a roller coaster. You finally clear up a breakout and you’re left with a dark spot or acne scar, but you’re unsure how to treat dark spots caused by pimples. Your initial instinct may be to try home remedies like lemon juice, aloe vera or reach for typical skincare with aggressive chemical peels and harsh exfoliating treatments, but here is how how to remove dark spots caused by pimples.

HOW TO ADDRESS DARK SPOTS AND ACNE SCARS LEFTOVER FROM PIMPLES, STEP-BY- STEP

1. Be Gentle on New Dark Spots as the Skin is Still Healing

When the spot or acne mark is still red and the pimple has only just faded, your skin is very inflamed. This is no time to use any kind of over-the-counter product or acid, so if you typically use Salicylic Acid or Glycolic acid all over your face as a preventative acne treatment, avoid applying these products directly on the affected areas. Your skin is very tender and irritated, and is not ready to for application of exfoliating treatments. Instead, try Hydrocortisone. Using hydrocortisone for dark spots is an effective way to calm inflammation and address and soothe the red in your skin. It acts as a natural anti-inflammatory Apply this for only a period of few days, as over time, Hydrocortisone can actually thin the skin and make it more fragile.

2. Introduce Vitamin C Once the Blemish has Healed

When the dark marks or affected areas have completely healed and are no longer irritated, it’s time to bring in the antioxidants to help get rid of dark spots. Load up on Vitamin C, especially in the morning, to prevent excess melanin from depositing and making the spot darker. Ask your dermatologist to recommend the best Vitamin C-based skincare products. Vitamin C is great for removing dark spots. 

3. Use a Retinoid for Brightening the Appearance of Dark Spots

Research skincare products or, again, consult your dermatologist to recommend items that include a retinol derivative that you can use at night to help speed up the regeneration of your skin. This will help push new, healthy, bright skin to the surface. Retinoid is also used as spot treatment for acne.

4. Exfoliate New Dark Spots with Acids

Once your skin has fully healed, you can use exfoliating treatments twice a week. Use a gentle, chemical exfoliant to help even out your skin tone and fade dark spots and discoloration caused by pimples. Mandelic Acid and Azelaic acid are especially good for hyperpigmentation or Melasma, a condition that causes brown spots on the skin.

5. Protect Dark Spots, Acne Scars and Melasma from the Sun

The most important step of all is to protect your acne scars from the sun. Do not start your day without sunscreen. An SPF of 30 or higher is recommended. UV rays do infiltrate windows in homes, offices and cars, so always wear SPF. Wear a wide-brimmed hat if you are going to be outside for an extended period of time. UV rays are the enemy of acne scars, dark spots and other skin conditions. They trigger inflammation and spike melanin production, causing your dark spots and scars to become even darker and harder to fade.

WHAT CAUSES ACNE MARKS OR DARK SPOTS LEFT BEHIND BY PIMPLES?

The technical word for the spot left behind an acne lesion once it heals is Post-Inflammatory Hyperpigmentation, or PIH. This type of pigment is different than normal dark spots because it is a result of inflammation. PIH is not specific to acne.

What is Hyaluronic Acid?

These dark spots caused by pimples can also commonly occur as a result of razor bumps and ingrown hairs. PIH is most common in darker skin types, and can last for longer than 5 years if left untreated. Keep skin hydrated when shaving or washing your face. Not only are ingrown hairs and razor bumps painful, they will keep returning. Use shaving products to soften and hydrate skin and don’t rush the process. Cuts on skin also take a while to heal.

Prevent PIH Dark Spots from Forming

You may also get PIH if you pick at a blackhead or pimple. Picking at an active acne lesion or blackhead increases the likelihood of leaving behind a dark spot, which is one of the reasons why dermatologists and aestheticians caution against it. You’re better off leaving it alone and letting it heal over time, as painstaking as that can be or feel. Or, you can go to a professional like a dermatologist or licensed aesthetician to help remove it.

Relax and Stick to the Plan to Cure Dark Spots Fast

Whether you pick at your pimple or let it heal naturally, PIH may occur either way. It’s important to treat the inflammation and use antioxidants like Vitamin C to inhibit melanin production. Most importantly, use daily sun protection to prevent your spot from worsening. Even a well-healed spot can suddenly become dark if you spend too much time in the sun. We hope this post has helped inform you about how to cure dark spots caused by pimples, and how to prevent further dark spots forming.
Stick to a skincare regimen best suited to your skin.

Start a skincare routine beneficial to your specific skin type, issues and need.

Choose a cleanser, moisturizer with SPF, toner and night cream that will address what skin needs, so you can avoid pimples, dark spots and acne scars from starting. Do your research, listen to your skin…and to your dermatologist.

These are the most efficient ways to remove dark spots caused by pimples.

Click Here: To read the entire article and to get your Formula.

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What's for Dinner?
Top Perfume

Most Popular Perfumes for Valentines Day

Popular Perfumes for Valentines Day

BY Staff Reporter

Revised 1.17.2021
Top Perfume

Whether you are in the market for a new perfume, the perfect perfume gift, or wanting to select the  perfect scent for Valentine’s Day, here are 34 of the most popular perfume to help your perfume hunt. 

1.

Givenchy L’Interdit Eau de Parfum

2.

Burberry Brit Eau de Parfum

3.

Dolce and Gabbana Light Blue

This popular perfume is defiantly a fan favorite. It is classic and timeless.

4.

 Gucci Guilty Black Eau de Toilette

5.

Chanel Eau Tendre

This is definitely My Unbounded Life’s Editor favorite perfume. Amazing for valentines day or other holidays. 

6.

Lancome Tresor Midnight Rose

7.

Silent St. by Derek Lam

8.

Nanette Lepore for Women

Shop Now

9.

 Versace Crystal Noir

10.

Shiseido Energizing

11.

Versace Yellow Diamond

12.

Victoria Secret Bombshell Eau de Parfum

Victoria Secret is a popular valentines day option. 

13.

Creed Love in Black Perfume

14.

Versace Dylan Blue Pour Femme

15.

Bath and Body Works Malibu Heat

Bath and Body Works is a popular valentines day option. 

16.

Salvatore Ferragamo Incanto Dream Women’s Perfume

17.

Paris Hilton Can Can

18.

Paris Hilton Can Can

Paris Hilton has definitely came out with some affordable perfumes that have become a fan favorite in the perfume aisle. 

19.

Viva la Juicy by Juicy Couture

20.

YSL Black Opium

21.

Lady Vengeance Juliette has a Gun

22.

Kiehls Musk Oil

Shop Now

23.

Versace Bright Crystal

24.

Thierry Mugler Alien Essence Absolue

25.

Gucci Premiere

26.

Gucci Bloom

27.

Jimmy Choo Fever

28.

Armaf Vanity Femme

29.

Clinique Happy Heart

30.

Guerlain Aqua Allegoria Pamplelune

Shop Now

31.

Bvlgari Omnia Coral

32.

Chanel Mademoiselle

33.

Paco Rabanne Lady Million

34.

Chanel No. 5

More In Valentines Day
Avocado Salad

Avacado Salad

Avocado Salad Avocados do not get enough credit. It is a p ...

New in Beauty
Spinach Stuffed Chicken

Spinach Stuffed Chicken Breast

Spinach Stuffed Chicken Breast

Spinach Stuffed Chicken

Random Fact: Did you know that 65 billion Chickens are consumed every year, making chicken one of the most popular meats consumed. Chicken breast is one of the most healthiest meats you can eat. It is low in fat and high in protein. Stuffing chicken breast is one way to make the dryer side of the chicken, moist and flavorful. Here is an easy Spinach Stuffed Chicken Breast that is quick to make that the whole family will love. 

Spinach Stuffed Chicken Breast

Korbyn Aleeyah
Creamy Spinach Chicken Breast
Print Recipe
Prep Time 10 mins
Cook Time 30 mins
Total Time 30 mins
Servings 4 people

Ingredients
  

  • 4 chicken breasts
  • 1 cup of chopped spinach
  • 100 grams of cream cheese
  • Dash of cayenne or paprika
  • A little pepper
  • A little garlic powder
  • Dash of Italian seasoning
  • A little bit of chicken Bouillon

Instructions
 

  • Start by making the cream cheese & spinach mixture
  • Get a bowl to add the cream cheese
  • Add garlic powder
  • Add the spinach
  • Mix together
  • Preheat the oven to 350°F
  • With the knife make a pocket in the chicken breast
  • Stuff the chicken breast with the spinach & cream cheese mixture
  • Use a few toothpicks to secure the chicken breast
  • Pan sear chicken on both side
  • Get a baking tray, place the chicken breasts 1 by 1
  • Bake for 30 minutes uncovered (make sure the thermometer reads 165 degrees). Let the chicken sit about 5 minutes & remove the toothpicks before serving.

You can switch out ingredients to make it low carb or even take the recipe from a stuffed spinach recipe to jalapeño stuffed chicken or artichoke. Pair with a side salad and grain to make it a complete meal. Quinoa (for low carb) or your choice of rice.

Ana Lefebvre’s Advice for First Dates

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3 Budget-Friendly Strategies for Practicing Self-Care as an Introvert

3 Budget-Friendly Strategies for Practicing Self-Care as an Introvert

Lifestyle

3 Budget-Friendly Strategies for Practicing Self-Care as an Introvert

08-26-2020
3 Budget-Friendly Strategies for Practicing Self-Care as an Introvert
Photo by Maik Kleinert from Pexels

As an introvert, a healthy self-care routine is crucial to your physical, mental, and emotional well-being. Without self-care, you’re not giving yourself the time and space you need to recharge your mind and body — and you risk mental exhaustion and social burnout. According to IntrovertSpring, some signs of introvert burnout include depression, fatigue, and irritability.

Fortunately, there are some things you can do to care for your introverted mind and body —long before you begin to experience social burnout. What’s more, many of these self-care remedies can fit just about any budget — and they can be practiced from the comfort of your home.

To explore three budget-friendly self-care strategies for introverts, read on!

1. Exercise from Home

Whether you’re an introvert, extrovert, or ambivert, regular exercise is essential to your physical, mental, and emotional well-being. Not only does exercise help to enhance your mood and alleviate symptoms of depression, but it could also treat or even prevent anxiety in some cases. When you’re an introvert who’d prefer to exercise at home or on your own, however, some workouts will benefit you more than others. To meet your exercise needs as an introvert, the pros at PopSugar Fitness recommend solo activities like running, swimming, cycling, or following along to a free online workout video or yoga class.

As you start a solo exercise routine, you may need to purchase some exercise gear and workout equipment that boosts your comfort and confidence. However, you can save on the purchase of your new athletic equipment and clothing if you shop online at stores like Dick’s Sporting Goods and QVC. For instance, you can find QVC promo codes and coupons before placing your online order — helping you to save big on everything from exercise equipment and fitness trackers to vitamins and nutritional supplements.

2. Make Time to Relax

If you’re an introverted personality type, alone time and relaxation are key to recharging your energy levels, clearing your mind, managing stress, relieving tension, and maintaining good physical, mental, and emotional well-being. A few budget-friendly relaxation techniques for
introverts include:

● Reading a book or magazine.
● Meditating with a free mindfulness app such as Insight Timer or Smiling Mind.
● Napping when you’re feeling drained.
● Soaking in a hot bath filled with soothing homemade salts.
● Walking in nature.
● Journaling, painting, drawing, or coloring.

While you could certainly pay for a professional massage, manicure, or facial when you’re feeling overwhelmed with life and in need of some downtime, there are plenty of other ways to relax for free or at a very low cost.

3. Disconnect from Technology

There isn’t a one-size-fits-all self-care strategy for introverted personality types, but these three ideas will help you to find an affordable self-care remedy that recharges you and enhances your physical, mental, and emotional well-being. Whether you unwind with a good book, deactivate
the social media notifications on your smartphone, or enjoy a solo workout like walking, swimming, or practicing yoga at home, you’ll be recharging your mind, body, and soul — all without spending a fortune on self-care.

 
 
 
 
 
 
 
 
 
 

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The Skin Care Serum Cheat Sheet

Skin Care Serum Cheat Sheet

The Skin Care Serum Cheat Sheet

The Skin Care Serum Cheat Sheet. What does Hyaluronic Acid and Retinol Do? Vitamin E and Vitamin A?

Find out here!

The Skin Care Serum Cheat Sheet
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Natural Hangover Remedies

Natural Hangover Remedies

Natural Hangover Remedies

According to Instagram

Editor

10-08-2018
Natural Hangover Remedies
unsplash-logoPaloma A.

Oh the Hangover. It is usually the aftermath of drinking irresponsibly and a painful consequence indeed. It is caused by dehydration which is caused by not hydrating properly and/or a toxic chemical within the alcohol that cause frequent urination.

Hangovers usually begin a couple hours after the last drink and typically last for 24 hours.

Hangovers happen to the best of us. If you find yourself in this predicament, try these Natural Hangover Remedies. 

Here's our Top Hangover Remedies from Instagram:

*Please note that these are suggestions. We do not guarantee that these natural remedies will work. Try at your own risk.

1. CBD

The popularity of CBD is at an all time high. Many states have made it legal medically. It is popular because you get the benefits of marijuana without the psychoactive effects (the highness).

CBD has anti-inflammatory properties, which is why it is used for pain and nausea. 

Only use LEGALLY.

“This is the best hangover cure for those nights when I get a little sloppy.” -Anonymous from IG

via GIPHY

2. Coffee

You see it in almost every teen highschool flick. The kid parties too hard and the responsible best friend gives them a hot cup of coffee and they sober up. Some people use coffee as a natural hangover remedy, but it is debatable. 

via GIPHY

3. Tea

Tea is actually a great natural hangover remedy because of the natural elements and herbs that are in tea. 

  • Ginger tea – Soothing and Anti-Inflammatory
  • Peppermint tea- It is an energizing herb that is known to help upset stomachs
  • Lavender tea – It is Anti-Inflammatory and Soothing
  • Chamomile tea- Will help you sleep and soothe stomach pain
  • Green tea- A natural detox, to help you rid of the alcohol chemicals

“Tea is my go to for hangovers. Chamomile helps a banging headache.”- IG

via GIPHY

4. Pickles

This might sound funny, but pickles have electrolytes because of the salt.

Eating pickles in the morning will help a hangover, better yet drink the juice.

via GIPHY

5. Grilled Cheese or Greasy Foods

This method is debatable. The Urban Legend is that grease will soak up the alcohol. If you already slept your body already absorbed the alcohol. Eating greasy and tasty food will make you mentally feel better.

via GIPHY

6. Ginger Ale

Ginger is amazing. Drinking Flat ginger ale will sooth stomach pain.

“Instead of Ginger Ale, drink Ginger Tea, if available. It is stronger”

via GIPHY

7. Don't Drink

If you find yourself with a constant hangover, just don’t drink. Your body maybe allergic to it or you may need to learn how to be a responsible drinker.

A good night isn’t worth a bad day

via GIPHY

Healthy Smoothie Recipes

Easy Healthy Smoothie Recipes

Health

Healthy Smoothie Recipes

Staff Writer

08-06-2018
Healthy Smoothie Recipes

Smoothies are an easy way to get a lot of vitamins, unsaturated fats and fiber. They are both a great snack and also quick to make. You can use raw fruits and add ice or frozen fruits and add juice. Do note that if you use juice, it does add to your sugar intake.

Here a 6 Healthy Smoothie Recipes:

Berries and Chocolate Smoothie

  • 1 beet root or pureed precooked beets (depending on the power of your juicer)
  • 1 banana frozen or fresh
  • 3 tbsp. raw cacao powder or cocoa powder
  • 2 tbsp. almond butter.
  • 1/2 cup fresh or frozen berries 
  • 1/2 cup unflavored soy or almond milk
  • ½ cup of Greek Yogurt

Blackberry Melon Smoothie

  • 1 Cup of Melon (Honeydew or Cantaloupe)
  • ½ Cup of Blackberry
  • ½ Cup of Apple Juice
  • ½ Cup of Greek Yogurt
  • ½ A Lime

Raspberry / Avocado With a Touch of Chia

  • 1 Cup of Raspberry
  • ½ A Medium Avocado
  • ½ Banana
  • 1 tsp Chia
  • ½ Cup of Spinach
  • ½ cup of Apple Juice

Orange and Carrot

  • 1 Orange or Nectarine
  • 1 Carrot
  • 1 Grapefruit
  • ½ Cup of Greek Yogurt
  • ¼ tsp of Turmeric
  • ¼ tsp of Ginger* Optional

Bahama Mama

  • 1 Cup of Frozen Strawberries
  • 1 Banana
  • ½ Cup of Greek Yogurt
  • ¼ Cup of Unsweetened Coconut Milk

Blueberries and Peaches

  • 1 Cup of Blueberries or Berry Mix
  • ¼ Cup of Peaches
  • 1/2 Cup of Unsweetened Almond Milk
  • ½ A lemon

Melon and Kiwi

  • 1/2 Cup Greek yogurt
  • 2 Cups of  Melon
  • 1 Cup of grapes, halved
  • 2 Kiwis 
  • 1/2 Cup of Spinach 

How to Make the Smoothies:

Place all ingredients in a blender; process until smooth. If you do not have a strong mixer, do not use frozen items. Note that it will be of a juice. The ice is what makes it thicker. 

Tips:

  • Add 1/2 a Avocado to any health smoothie recipe for additional good fats.
  • Swap juice for milk.
  • Ginger and Turmeric go great with Organes and Carrots.
  • Add Spinach for additional Nutrition.

Tag #myunboundedlife in your Healthy Smoothie pictures for a chance to be featured. 

Foods that may be causing your Acne

5 Foods that May be Causing your Acne

5 Foods that May be Causing Your Acne

Staff Writer

Revised July 25, 2018
Foods that may be causing your Acne

Whether you are an adult or teenager acne is absolutely awful. Acne is commonly blamed upon hormones, but what you are digesting (eating) may be the biggest culprit, especially in adult acne. This article will review 5 foods that may be causing your acne.

  1. Refined Carbohydrates aka Processed Carbohydrates 
bread that cause

Ever heard of empty calorie foods? Well this is the same type of food and these foods may be causing your acne. 

How? Refined carbohydrates spikes glucose levels —> Causes insulin levels to spike—>  Creating a sebum buildup in your pores —> Leading to more clogged pores. 

Here are some example of food that contains refined carbohydrates:

  • Bread, crackers, anything with white flour (flour is processed from wheat germ to become white flour)
  • Pasta or other noodles (rice noodles/low mien) made with white flour
  • White rice
  • Sweeteners like cane sugar, maple syrup, honey or agave (soda and other sweet beverages and snacks contain this)

Food from the above categories may be causing your acne by causing overactive glands. 

2. Lactose 

lactose causing acne
*All daily products are not the same. Yogurt has less lactose and probiotics.

Some doctors agree that these food items may cause acne while some do not see the correlation. Let’s put it like this, cows have hormones and when you drink dairy items such as milk, you are drinking their hormones. The hormones can affect your own hormones or testosterone and can cause acne inflammation. Also protein powder, which is made from lactose, has been directly linked to acne…which leads to the next point. 

3. Whey Protein Powder

Protein Shake

Between the hormones and amino acids, whey powder can cause acne. Amino acids are found in whey protein and are protein building blocks. They are a great supplement for body builders to take, because it allows them to build more protein for muscle gain, but it might be causing your acne.

If you noticed an influx of acne after you started taking whey protein powder, stop taking it to see if this food is causing your acne. 

  1. Omega-6 
fried foods

These fats are found mostly in corn oil and vegetable oils. These are the common food items that contain Omega-6 :

  • Processed food
  • Fried food
  • Potato or corn chip
  • Cured meat
  • Nuts with oil and salt

These foods may me causing your acne by clogging your pores. 

  1. Food allergies

If you have food allergies like Gluten, these food items could be the cause of your acne inflammation. Gluten circumferences more than white flour and can be find in many food items. Luckily, for people with gluten sensitivity or have celiac disease there are so many gluten free options in today’s world versus a couple of years ago.

How to find out if food is causing your acne: 

If you have acne, the best thing to do is to start eliminating items from your diet. 

Refined carbohydrates should hardly be consumed anyhow, since there is no nutritional value to those items. Acne should be the least of your worries if you are consuming those items.

Replace lactose with alternative milk and try to cut some of the cheese to nearly all of the cheese out to see if this is the culprit.

If you are consuming whey protein powder as a supplement, try to eat more food items that have protein and eliminate the whey. There are plenty of athletes that are clean eaters that are building muscles without taking protein powder.

Replace Omega-6 food items with Omega- 3 food items because once again, this food category does not have any nutritional value and can cause more harm to your body than acne.